Must demonstrate experience and knowledge in residential lending functions:

• Originate and develop new loan business.
• Proactively develop and foster partnership with builders, developers, real estate brokers and additional potential resources.
• Guide and educate client through the application process by communicating and answering questions.
• Participate in business related development activities to contribute to community efforts to promote homeowner ship.
• Ability to explain the different loan programs and credit terms available.
• Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements.
• Keep up to date with compliance and secondary market programs.
• Analyze personal and financial information for potential clients.
• Provide guidance to prospective applicants who have problems qualifying for traditional loan products.
• New business leads and loans necessary to meet assigned goals.
• Develop and maintain relationships with retail, commercial, and consumer divisions.
• Tracking processing of loan applications to meet customer needs and earn income for the bank.
• Timely and accurate information for use in the analysis of loan applications.
• Secure supporting loan documentation.
• Provide ongoing status reports to applicant, realtor, and builder on loan process.
• Maintain customer satisfaction at all levels.

Must demonstrate a exceptional capacity foradherence to compliance and operations:

• Adherence to the Bank’s Mission Statement, Vision and Core Values and Code of Ethics.
• Compliance with operating procedures.
• Compliance with residential lending policies, procedures and regulations.
• Maintain a thorough knowledge of regulatory and compliance guidelines.

Competencies:

• Communication

• Customer Service

• Delegation

• Dependability

• Job Knowledge

• Judgment

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