Title Senior Credit Officer
Start Date 2018-07-28
Job Information

(To Apply Please contact Diane Katz at diane.katz@primesoftinc.com)

Senior Credit Officer

New Jersey Financial Institution

Perm Role

US Citizens and or Green Card Holders Only

 

Our Client has an exciting opportunity for a Senior Credit Officer in their Credit Administration department. This key position is responsible for successfully leading the real estate, consumer, commercial, and C&I and CRE lending departments, including appraisals and analysis, while maintaining the Bank’s lending policy and mission statement.

Role and Responsibilities:

  • In the role of Senior Credit Officer you will be a Member of the Executive Management team: direct report to President & CEO and Loan & Discount Committee of Board. 
  • In charge of Portfolio Management Department, providing oversight of the Bank’s commercial loan portfolio.  Responsibilities include full range of managerial duties for credit, quality assurance, and portfolio monitoring and reporting. 
  • Provide hands-on analysis, underwriting, and documentation of all commercial loan activity for diverse C&I and CRE portfolio with credits ranging from traditional community bank loans to syndications.
  • Responsible for management of risk-based internal review plan: ongoing assessment of compliance with loan policy and regulatory requirements, credit quality and collateral documentation, and assignment of appropriate risk ratings and reserves. 
  • Evaluate and recommend policy and procedure changes based on review results or specific credit product/portfolio sector risk. 
  • Represent Bank in all credit matters with regulators and auditors; manage third-party audits and reviews of loan portfolio. 
  • Lead credit training of department staff and interns. 
  • Credit Review responsibility: construction, asset-based, C&I and CRE loans.
  • Produce Executive reports addressing underwriting quality, policy/regulatory compliance, risk rating/allowance assessment, and account management recommendations. 

Knowledge and Experience

* Credit Analysis: 10 Years
* Lending: 10 Years
* Community Bank Experience Preferred
* Requires a comprehensive knowledge of the various functions administered by this position obtained by either an undergraduate degree in finance, agribusiness, accounting, business, or related field, and/or applicable work experience of at least 10 years. Community Bank experience and/or knowledge a plus.
* Completed Graduate School of Banking preferred.
* Advanced ability to read and understand technical, legal, real estate and financial documents.
* Strong administrative/Microsoft Office product knowledge. Proficient written and verbal communication skills.
* Professional Credit Training
* Proven leadership and management skills.
* Ability to make independent decisions when circumstances warrant such action, and to deal tactfully with personnel, customers, vendors, visitors, and the public.

 

(To Apply Please contact Diane Katz at diane.katz@primesoftinc.com)