Title Commercial Lending Officer
Start Date 2018-11-17
Job Information

(Respond to:  Diane Katz-Primesoft Inc. diane.katz@primesoftinc.com)

Commercial Lending Officer

NJ Financial Institution

Full Time Salaried Officer Role

US Citizens and Green Card Holders Only

Job Description:

Our Client, a New Jersey Financial Institution is seeking an experienced, highly motivated Commercial Lending Officer to join their rapidly growing organization and expand their visibility and brand.


Summary:

The Commercial Lending Officer will be responsible for the origination, maintenance and growth of a commercial client portfolio to individuals and businesses throughout the New Jersey Metro Area. The types of Commercial Loans include but are not limited to

  • C & I

  • Multi-Family

  • Commercial Rael Estate

  • SBA

This person must be willing to perform all of the functions requirement for a Commercial Lending department to be successful including but not limited to:

  • Independent Loan Origination and Solicitation

  • Structuring and Presenting Complex and Tailored Loan Solutions

  • Working Closely with the Business Development Manager to Close Existing Leads

  • Portfolio Management

  • Credit Analysis (Spreading the Numbers) Underwriting

  • Proactively manage financial relationships to ensure quality risk management, maximum profitability and a superior customer experience.

The Commercial Lending Officer is also expected to be a visible ambassador within the local community, furthering the bank’s brand in the marketplace and adequately representing the bank at various industry, networking and municipal events.


Representative Duties Include:

  • Preparation of underwriting and loan presentations for Internal Loan Committee and Board of Directors in conjunction with the Credit Department.

  • Serve as primary customer point of contact, maintaining frequent and regular communication with existing customer base and documenting appropriate call memos to the customer’s file.

  • Ongoing portfolio management ensuring the timely handling and processing of upcoming loan maturities, renewals, updated financial statements, advance requests, etc. to ensure overall loan compliance and maintain asset quality.

  • Cultivate new Centers of Influence from the professional community who are capable of and have an interest in referring business to the Bank.

  • Accurate management and reporting of sales activities and in-process pipeline to provide senior management with appropriate sales forecasts.

  • Generate leads and referrals to other business lines within the Bank, including residential/consumer loans, insurance and investments.

Requirements:

  • Candidates should have a minimum of 8 years commercial lending and portfolio management experience, preferably with formal credit training.

  • Candidate must show a technical ability to properly underwrite various commercial loan transactions from the perspectives of both safety & soundness and compliance with regulatory requirements, and an ability to appropriately negotiate and present solutions to clients.

  • Demonstrable working knowledge of Microsoft Word and Excel is required.

  • Preference to applicants with a Bachelor’s degree in accounting, finance, business, or economics.

  • Strong preference will be given to applicants with an existing commercial loan client base.

 

 

(Respond to:  Diane Katz-Primesoft Inc. diane.katz@primesoftinc.com)