Title Commercial Credit Risk Analyst/Underwriter
Start Date 2018-05-04
Job Information

(To Apply Please contact Diane Katz at diane.katz@primesoftinc.com)

Commercial Credit Risk Analyst/Underwriter

New Jersey Financial Institution

Permanent End Client Position (Salary and Benefits etc.)

US Citizens and CG Holders Only

Local Candidates Only


This position will be responsible for underwriting commercial loan opportunities, including any renewals, modifications, and annual reviews, and providing ongoing risk analysis for assigned loan portfolio.


  • Participate in the analysis, evaluation, and underwriting of proposed credit facilities for prospects and customers
  • Collect and review due diligence items, ensuring that all necessary information has been received prior to closing.
  • Underwrite commercial loan opportunities, including any renewals, modifications and annual reviews.
  • Work with Portfolio Managers, Relationship Managers and Credit Officers to assess credit opportunities, identify key risks and structure alternatives
  • Prepare in-depth credit packages
  • Spread financial statements
  • Provide ongoing risk monitoring for assigned loan portfolio by collecting and analyzing borrower financial statements and monitoring financial and reporting covenants.
  • Conduct research on borrowers and industries
  • Make decisions based on the best interest of the customer and bank


  • Minimum 4 years underwriting experience in a commercial bank with a focus on C&I and CRE deals in the $350 thousand to $5 million plus range
  • Completion of a formal credit training program
  • Bachelor’s degree in accounting, business, finance or economics.
  • Analytical, problem solving and organizational skills and interpersonal skills.
  • Analyze data including business financials/ P&L’s, bank statements, credit reports, and tax returns
  • Q&A sessions with prospective clients
  • Determine credit worthiness and approval amounts
  • Proficiency in Microsoft Word and Excel applications.
  • Clear and concise verbal and written communication skills.
  • Ability to develop and maintain internal and external relationships
  • Must be able to work in a fast-paced environment and execute multiple tasks successfully


(To Apply Please contact Diane Katz at diane.katz@primesoftinc.com)